Tax Tips
Discover ways to save on your UK tax bill. Click any tip for the full details and how to claim.
Marriage Allowance
If one partner earns less than the Personal Allowance (£12,570), they can transfer £1,260 of their unused allowance to the other partner, reducing their tax bill by up to £252 a year.
Pension Tax Relief
Contributions to your workplace pension receive tax relief at your marginal rate. If done via salary sacrifice, you also save on National Insurance. Even a 1% increase can be worth hundreds per year.
Working From Home Allowance
If you regularly work from home, you can claim a flat rate of £6 per week (£312 per year) for additional household costs, giving tax relief of £62 at the basic rate or £125 at the higher rate.
Professional Subscriptions
You can claim tax relief on annual subscriptions to HMRC-approved professional bodies relevant to your job — including the BMA, RICS, ICAEW, Law Society, IET, and hundreds of others.
Gift Aid Tax Relief
As a higher or additional rate taxpayer, you can claim extra tax relief on charitable donations made with Gift Aid. The charity claims 25% on top at the basic rate, and you claim the difference.
Trivial Benefits
Your employer can give you small, non-cash benefits worth up to £50 each without them being taxable — including gift vouchers, a birthday meal, or flowers.
Cycle to Work Scheme
Through salary sacrifice, you can get a bike and accessories tax-free. On a £1,000 bike, a basic rate taxpayer saves around £280 in tax and NI combined.
Avoid the £100k Tax Trap
If you earn between £100,000 and £125,140, you lose £1 of Personal Allowance for every £2 earned above £100k, creating an effective 60% tax rate. Salary sacrifice into a pension can reclaim this.